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Home Loan
Many people aspire to own a home, and at Vira Finance, we help them realise that ambition. Purchasing your ideal house is no longer out of reach thanks to our simple, quick, and user-friendly home loan alternatives.Many people aspire to own a home, and at Vira Finance, we help them realise that ambition. Purchasing your ideal house is no longer out of reach thanks to our simple, quick, and user-friendly home loan alternatives.
ICICI Bank Home Loan
Interest Rate
8.85% - 9.1%
Loan Amount
₹3L - ₹75L
EMI Per Lakh
₹2,069 - ₹2,081
Processing Fees
The processing fee is 0.50% of the loan amount, plus applicable taxes
Pre-Payment Charges
NIL for ICICI Home Loans and ICICI Home Improvement Loans with a floating rate of interest.
Kotak Bank Home Loan
Interest Rate
8.7% - 9.6%
Loan Amount
₹10L - ₹10Cr
EMI Per Lakh
₹2,061 - ₹2,105
Processing Fees
Up to 3% of loan amount
Pre-Payment Charges
0-12 months: Lock-in period 1- 3 years: 4% + GST 3 years onwards: 2% + GST
HDFC Bank Home Loan
Interest Rate
8.35% - 9.4%
Loan Amount
₹1L - ₹10Cr
EMI Per Lakh
₹2,044 - ₹2,095
Processing Fees
₹4,999 One time fee
Pre-Payment Charges
4% of the outstanding principal (loan tenure between 13 - 24 months)
HDFC Sales Home Loan
Interest Rate
7.55% - 8.05%
Loan Amount
₹5L - ₹10Cr
EMI Per Lakh
₹2,006 - ₹2,030
Processing Fees
--
Pre-Payment Charges
--
Bank of Baroda Home Loan
Interest Rate
8.4% - 10.6%
Loan Amount
₹10L - ₹10Cr
EMI Per Lakh
₹2,047 - ₹2,154
Processing Fees
NIL
Pre-Payment Charges
NIL
Bank of India Home Loan
Interest Rate
8.3%
Loan Amount
Up to ₹5Cr
EMI Per Lakh
₹2,042
Processing Fees
Up to 1% of loan amount + GST
Pre-Payment Charges
On the floating rate of interest by the individual borrower: No charges.
Aditya Birla Finance Limited Home Loan
Interest Rate
9.1% - 14.75%
Loan Amount
₹20L - ₹10Cr
EMI Per Lakh
₹2,081 - ₹2,366
Processing Fees
Up to 3% of the loan amount
Pre-Payment Charges
Rs 1,000 + GST, If part pre-payment is equal to 20% of the total amount disbursed- NIL
Tata Capital Housing Finance Limited Home Loan
Interest Rate
8.7% - 12%
Loan Amount
₹5L - ₹5Cr
EMI Per Lakh
₹2,061 - ₹2,224
Processing Fees
Up to 2.75%of the loan amount
Pre-Payment Charges
2% for payment of more than 25% of the outstanding principal balance.
Punjab National Bank Housing Finance Home Loan
Interest Rate
8.5% - 11.25%
Loan Amount
₹1L - ₹5Cr
EMI Per Lakh
₹2,052 - ₹2,187
Processing Fees
Up to 1% of the loan amount
Pre-Payment Charges
NIL
L&T Finance Home Loan
Interest Rate
8.6%
Loan Amount
₹2L - ₹20Cr
EMI Per Lakh
₹2,056
Processing Fees
--
Pre-Payment Charges
--
Monthly Loan EMI:
0.00
Total Amount Payable:
0.00
Principal Amount
0.00
Interest Payable
0.00
1. How much loan can I get?
Loans range from ₹5 lakhs to ₹1 crore, depending on income and property value.
2. What's the interest rate?
Our interest rates start as low as 7.5%, depending on the loan amount and term.
3. What is the maximum loan tenure?
The loan term might be up to 30 years, depending on your eligibility and loan amount.
4. Can I transfer my current house loan?
Yes, we provide simple balance transfer solutions to help you reduce your EMI and interest rates.
5. Is there a prepayment penalty?
No, we do not apply fines for partial prepayments made throughout the tenancy.
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Have Query ? Reach Out Us!
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About Us
VIRA FINANCE is a company that specializes in providing financial solutions, offering a range of loans including personal loans, business loans, SME loans, and loan eligibility assessment services. Our goal is to empower individuals and businesses by providing quick and easy access to the financial resources they need. Whether you're looking to grow your business, manage personal finances, or determine your loan eligibility.
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info@virafinance.in
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